Check Eligibility
256-bit encrypted 2-minute check No credit score impact

Loan eligibility, verified before you ever apply

Secure Smart Approval runs a protected background check against vetted lenders — you see real numbers, not guesses, in under two minutes.

Check your eligibility

No impact on your credit score.
+91
Bank-grade encryption RBI-registered partners Verified before you apply
Verification process

What happens after you submit

01

Identity & contact check

We confirm your mobile number so results reach the right person, nothing more.

02

Soft eligibility scan

Vetted lending partners run a non-invasive check that never touches your CIBIL score.

03

Matched offer, encrypted

Your result is delivered over a secure channel with the lender, amount, and terms clearly stated.

04

You decide

Accept, compare, or walk away — nothing is finalized until you confirm with the lender directly.

Network

Backed by a vetted lender network

30+Partner lenders
₹50LMax loan matched
90sAvg. result time
0Fee to check
Questions

Before you apply

Is my data actually encrypted?

Yes. Every submission is transmitted over 256-bit TLS encryption and shared only with the lenders you're matched to.

Will this affect my credit score?

No. The eligibility scan is a soft check. Your score is only affected if you go on to formally apply with a lender.

How do I know the lenders are legitimate?

We only work with RBI-registered lending partners, and each offer clearly states the lender's name and terms before you accept.